Effective Date: 02/21/2022
Your use of the Website, Application and Services is also governed by the My Birthday Bonus Terms of Service. Terms of Service and, if You sign up for a My Birthday Bonus Account, Your use of the Services is also governed by the My Birthday Bonus Services Agreement.
My Birthday Bonus provides its users a tool to organize contact lists and to send short message service (SMS) and electronic mail (E-Mail) messages to the users’ contacts through one or more third-party providers (“Text(s)”). The My Birthday Bonus Website provides more information about My Birthday Bonus’ Services.
If You use a My Birthday Bonus Website to send Text(s) to Your contacts, USERS ARE SOLELY RESPONSIBLE FOR, AMONG OTHER THINGS, (a) Obtaining the requisite prior express consent or prior express written consent, whichever is required, from the person to whom a Text(s) is sent; (b) Sending the Text(s); (c) The content of the Text(s); (d) To whom the Text(s) are sent; (e) When the Text(s) are sent; and (f) Honoring opt-out(s) from receiving further Text(s).
To unsubscribe or stop receiving messages from a My Birthday Bonus User, reply to any message from that User with the word “unsubscribe” or “stop” or text the word “unsubscribe”. You may also call us at 864-794-6800
Standard message and data rates may apply to any sent or received Text(s) or telephone calls.
- ELIGIBILITY FOR SERVICES, INFORMATION SUBMISSION; COMMUNICATIONS
My Birthday Bonus does not intend to use the Website, Application or Services to collect any information from children under age 18. Pursuant to 47 U.S.C. § 230(d), You are notified that parental control protections (such as computer hardware, software, or filtering services) are commercially available that may assist You in limiting access to material that is harmful to minors. For information on providers of such services, contact Your information technology professional.
We are committed to protecting the privacy of children. The Website, Application and Services were not designed or intended to attract individuals under the age of 18, and We do not knowingly collect personal information online from visitors under the age of 18. If You are a parent or guardian and You are aware that Your child has provided Us with personal information, please contact Us so that We may take steps to remove that information from our servers. If We become aware that We have collected information from children without verification of parental consent, We will take steps to remove that information from our servers.
It is Your responsibility for keeping My Birthday Bonus apprise of Your contact information so that it can effectively and timely communicate with You. In order to receive electronic communications, You must have a working mobile number and connection to the internet and meet any specifications required by Your wireless carrier and email service provider. My Birthday Bonus may send communications in a non-electronic format in My Birthday Bonus’ sole discretion.
- INFORMATION COLLECTION
Communication Content. My Birthday Bonus may store, access, and/or monitor the content of all communications initiated through the use of the Services, including the content of any text messages or telephone calls sent by My Birthday Bonus users through the Services and any replies back from the users’ contacts to that same telephone number or shortcode. My Birthday Bonus may be notified when You open a communication sent by a My Birthday Bonus User. Do not submit sensitive personal information through the Services.
Collection of Submitted Information. My Birthday Bonus may collect and store any information or content You submit or upload through the Services, whether through You submission of a text message or online form to opt into to a message list, uploading of contact information or contact lists, submission of information through a form, purchase of a subscription or product, or otherwise. This information may include, but is not limited to, Your name, telephone number, address, email address, payment information, or any other information or content submitted by You or any User through the Services.
Collection from Third-Parties. My Birthday Bonus may collect information about You from third-parties, including from any account through which You log into, or otherwise interact with, My Birthday Bonus (e.g., Facebook or Google). If applicable, My Birthday Bonus may have access to certain information from Your linked Google or Facebook account, including Your public profile information, Your email address, or other information possessed by those third-parties. My Birthday Bonus may aggregate any information about You collected from any source.
Passive Information Collection. My Birthday Bonus may also collect, either directly or through the use of one or more services or analytics providers, passive information about Your device, visit, or use of the Services, including, but not limited to, the date and time of Your visit, the length of Your visit, the specific webpages You visited, Your IP address, Your geographic location, the type of web browser and operating system used, the address of any website that directed You to the Services, and information about Your mobile device used to access the Services (including phone number, operating system details, and any applicable unique identifiers for You or Your device, including Your devices’ Unique Device Identifier (UDID), any Apple or iOS identifiers (e.g., IDFA or an Advertising Identifier), any Google or Android identifiers (e.g., Android or Google Advertising ID), any Windows identifiers (e.g., Windows Advertising ID), or any other similar identifiers which identify You or Your device). My Birthday Bonus may collect and aggregate usage information related to Your use of the Services.
Applications. By purchasing and/or downloading an Application (if one is available), You are disclosing certain personal and payment information to the applicable company (e.g., Apple or Google). That company may disclose some or all of Your collected information to My Birthday Bonus.
The “help” portion of the toolbar on the majority of browsers will direct You on how to prevent Your browser from accepting new cookies, how to command the browser to tell You when You receive a new cookie, or how to fully disable cookies. If users disable cookies in their browser, some features will be disabled and may not function properly, including features that make Your site experience more efficient and You will not be able to log in to the Website.
The following table describes the categories of cookies We use and why We use them:
Type of cookie [Purpose] What these cookies do How to exercise Your cookie choices Essential Website Cookies These cookies are necessary to provide You some of a Website’s features, such as remembering Your activities on the Website. You can control and delete these cookies through Your web browser settings. However, if You choose to do so, then You will not be able to use the full functionality of the Website. Preference Cookies We use preference cookies to remember Your preferences and various settings. Preference cookies are first party cookies that remain on Your computer or device until You delete them or they are otherwise removed upon expiration. Analytics Cookies We may use a third party to collect information on how the Website is used and to report on the Website usage statistics. If You do not wish for My Birthday Bonus to use analytics cookies, please contact My Birthday Bonus at [email protected]. Session Cookies My Birthday Bonus may use session cookies to grant our users access to content and to enable actions such as remembering information as You are entering it. These temporary cookies expire and are automatically erased whenever You close Your browser window. Third-party Cookies My Birthday Bonus permits third-party service providers to place cookies through our Websites to provide Us with better insights into the use of our Websites or User demographics or to provide relevant services to You. These third parties may collect information about a User’s online activities over time and across different websites when she/he uses a Website. Such a tool may generate a cookie to capture information about Your use of a Website which the third-party provider uses to compile reports on website activity for Us and to provide other related services. The third-party provider may use a portion of Your IP address to identify its cookie. Additionally, some companies may use information collected to deliver targeted ads on behalf of Us or other companies, including on other websites or online services. We do not control the use of third-party cookies or the resulting information, and We are not responsible for any actions or policies of such third parties. Pixel Tags, Web Beacons, and Transparent GIFs Pixel tags and web beacons are tiny graphic images placed on website pages or in our emails that allow Us to determine whether You have performed a specific action. When You access these pages or open or click an email, the pixel tags and web beacons generate a notice of that action. These tools allow Us to measure response to our communications and improve our web pages. You can control and delete these cookies through Your web browser or mobile device settings. However, if You choose to do so, then You will not be able to use the full functionality of the Website.
If My Birthday Bonus uses a Google Analytics service, it may use any of the following Google analytics features: AdWords, Remarketing, Google Display Network Impression Reporting, DoubleClick, and Google Analytics Demographics and Interest Reporting. We may combine information gathered from one or more of these services. My Birthday Bonus may use other analytics services from time to time.
For more information about the Google Analytics features used by My Birthday Bonus, if applicable, click here (https://support.google.com/analytics/answer/2404395?hl=en&ref_topic=1631776&rd=1).
For information on how to see and change Your Google Ad Settings, click here (https://support.google.com/ads/answer/2662856?hl=en).
For information on the use of the Google Analytics Opt-Out Browser Add-On, click here (https://tools.google.com/dlpage/gaoptout/). However, My Birthday Bonus does not necessarily endorse this add-on and does not guarantee that using the add-on will be effective.
For more information on how Facebook Analytics may collect and use the information collected through My Birthday Bonus’ use of the Facebook’s analytics and advertising services, if applicable, see the Facebook data use policy and related policies here. (https://www.facebook.com/business/m/privacy-and-data).
“Do Not Track” Browser Settings. Do Not Track is a preference You can set in Your web browser to inform websites that You do not want to be tracked. You can enable or disable Do Not Track by visiting the Preferences or Settings page of Your web browser.
We may track Your online activities over time and across third-party Website or online services using exclusively Aggregate Information. My Birthday Bonus will not take action in response to do-not-track signals or similar mechanisms.
Third parties may collect data that relates to You. We cannot control third parties’ responses to do-not-track signals or other such mechanisms. Third parties’ use of data relating to You and responsiveness to do-not-track signals is governed by their respective privacy policies.
- INFORMATION COLLECTION
My Birthday Bonus’ Website can be browsed without revealing personal identifiable information. To use certain Website features, including setting up an account, or its Application, You will be required to provide certain personal identifiable information. You may provide My Birthday Bonus with Your business information and personal identifiable information, including, but not limited to, Your name, physical and mailing address, telephone, facsimile, email address using its Website or Application, or by other means, e.g., engaging with Us during a call with Us or our customer service, by written or electronic mail, or on social media.
In addition, My Birthday Bonus obtain certain information from users of the Website, Application and Services that it collected from the User’s current and prospective customers, including, but not limited to, Your name, telephone, and email address.
My Birthday Bonus may also collect certain information from users that does not reasonably identify, relate to, describe, associate with, or link, directly or indirectly, to a particular individual. Such de-identified data ordinarily includes aggregate, summary, or other usage data, and may include, by way of example, statistics regarding total users, information regarding types of Internet browsers used by users, click stream information, and widget usage patterns (collectively, the “Aggregate Information”). My Birthday Bonus does not collect from these third parties information that would enable it to re-identify this information with a particular consumer and My Birthday Bonus has policies and procedures in place to, among other things, safeguard against such a practice if it were possible. My Birthday Bonus also collects de-identified Aggregate Information about users’ IP addresses to help diagnose problems with its server and to administer its Website, Application and Services.
- INFORMATION USE PRACTICES
If You submit a review or other feedback to Us, We may use that to improve the services and may publicly display that review or feedback.
My Birthday Bonus may also use Your submitted information to contact You, via regular mail, email, text message, telephone, or otherwise, regarding Your account, the Services, Your purchased services or products, or other relevant or promotional information or offers as determined by My Birthday Bonus or its partners. By submitting Your contact information to My Birthday Bonus or My Birthday Bonus’ partners, You expressly consent to receiving such communications.
My Birthday Bonus may obtain Your consent to collect and use certain types of information when We are required to do so by law. If My Birthday Bonus asks for Your consent and You give it, You may withdraw Your consent at any time by contacting Us at [email protected]. My Birthday Bonus will inform You of the consequences of withholding or withdrawing consent when We ask for Your consent and if You withdraw Your consent.
VII. OPTING OUT OF COMMUNICATIONS
If You have subscribed to or are otherwise receiving emails from My Birthday Bonus and no longer want to receive such emails in the future, You may opt-out of receiving these emails by clicking the “unsubscribe” link at the bottom of any of the emails You have received. Please allow ample time for Us to process Your request. If You are having difficulty unsubscribing, please contact My Birthday Bonus at [email protected].
Even if You opt-out of receiving emails, You may still receive emails from My Birthday Bonus related to Your interactions with Us (such as confirmation of a registration or form submission) or otherwise as required by law. Also note that We may need to keep personal identification information We have collected about You to respect Your decision to opt-out, for record-keeping, research and other purposes.
If You have subscribed to or are otherwise receiving direct mail from My Birthday Bonus and no longer want to receive such communications in the future, You may opt-out of receiving these communications by contacting My Birthday Bonus at [email protected].
VIII. DISCLOSURE OF INFORMATION
My Birthday Bonus does not disclose, sell, or transfer any collected information to third-parties for their own use, including but not limited to, their use to directly market to You unrelated to Your relationship with Us.
Third-Party Services Providers and Telecommunications Providers. My Birthday Bonus provides its users a tool to organize contact lists and to initiate communications to the users’ contacts through one or more third-party providers. Accordingly, those third-party providers may have access to Your information, including Your telephone number, the content of the communications sent or received by My Birthday Bonus users, or other information collected through the Services.
Third-Party Services. If You log into My Birthday Bonus through a third-party service like Facebook or Google, then those third-parties may have access to certain information about Your use of My Birthday Bonus. For more information on the type of information those third-parties may collect about You, please review the privacy policies for those third-parties.
Vendors. My Birthday Bonus may use third-party companies, agents, or contractors to perform services on our behalf. For example, My Birthday Bonus may partner with other companies to personalize our web pages, manage our email marketing list, analyze our website or usage information, process payments or credit card transactions, fulfill or ship orders, detect fraud, collect debts, analyze or enhance the data collected by the Services (including User’s interaction with the Services), or otherwise assist My Birthday Bonus in better serving the Services’ users. During the course of providing My Birthday Bonus with these services, these third-parties may have access to Your personal and non-personal information in order to provide the services We requested from those third-parties.
Affiliates and Marketing. My Birthday Bonus may disclose Your collected information, including information about any purchases You make through the Services, to My Birthday Bonus’ affiliated entities. These affiliates and third-parties are permitted to contact You on our behalf using information that You provide to My Birthday Bonus.
Your personal information will not be shared or distributed with third parties for their own marketing or advertising purposes.
Legal Compliance. My Birthday Bonus also reserves the right to disclose personal information when We reasonably believe disclosure is required by law, if We reasonably believe disclosure is necessary to establish or exercise legal rights, or in situations involving potential threats to physical safety.
- YOUR CALIFORNIA PRIVACY RIGHTS
Under California law, including, but not limited to the California Consumer Privacy Act, California residents have rights to access, delete, or otherwise control covered businesses’ use, collection, and/or disclosure of their personal identification information. These rights include:
Right to Access/Disclosure. California residents have the right to have access to their personal identification information by submitting a verifiable request, free of charge, to a covered business.
Disclosure of Direct Marketers. California residents have the right to have access to their personal information shared with third parties for their own direct marketing purposes by submitting a verifiable request, free of charge, to send an email to [email protected].
Collecting, Selling, Sharing, or Disclosing Personal Information. California residents have the right, after the covered business’s receipt of a verifiable request, to obtain a list of: (i) the specific pieces of the California resident’s personal information held by the covered business; (ii) the categories of the California resident’s personal information collected by the covered business, sold to third parties, or disclosed to third parties for business purposes; (iii) the categories of the California resident’s personal information sold within the last 12 months; (iv) the categories of the sources from which the California resident’s personal information is collected by the covered business; (v) the covered business’s business or commercial purpose for collecting or selling the California resident’s personal information; and (vi) the categories of third parties with whom the California resident’s personal information is shared, sold, or disclosed for a business or commercial purpose by the covered business.
Right to Opt-Out of the Sale of Personal Information. Under California Law, California residents have the right to opt-out of the sale of their personal identification information by a covered business under certain circumstances. As confirmed above, My Birthday Bonus does not sell its customers Personal Identification Information.
Right to Deletion / “Right to be Forgotten.” Under California Law, California residents have the right to have their personal identification information deleted under certain circumstances after providing the covered business with a verifiable request.
Right to Data Portability. Under California Law, California residents have the right to have their personal identification information directly transferred by the covered business to a third-party processor of the California resident’s choice (where technically feasible; may be limited to situations when processing is based on consent).
Right to Non-Discrimination. As defined under relevant California law, California residents have a right to non-discrimination in the services or quality of Services received from a covered business even if they exercise their rights under California law.
Please refer to Submitting a Verifiable Request to My Birthday Bonus, below, for information about exercising any rights that You have under California law. We may ask You to verify Your identity before responding to such requests.
Submitting a Verifiable Request to My Birthday Bonus. California residents have certain rights to access, delete, or otherwise control the use, collection, and/or disclosure of their personal identification information by a covered business. A covered business is entitled to verify the requesting individual’s identity to protect the personal identification information, and ensuring that the personal identification information is not shared with someone impersonating You or someone who is not authorized to act on Your behalf.
You may submit a verifiable request to My Birthday Bonus by using the contact feature on www.mybirthdaybonus.com, emailing [email protected], writing to 220 Jenkins Bridge Rd, Fountain Inn, SC 29644, or calling 864-794-6800. My Birthday Bonus will ask You to provide information about yourself so that We can verify Your identity as part of this process. This information may include Your name, email address, Account User name, and any other information deemed necessary by My Birthday Bonus to reasonably verify Your identity, to ensure that Your information is not shared with anyone impersonating You. We may ask for additional information if We have difficulty confirming Your identity.
We will not share Your information or honor other requests in those situations in which We are unable to confirm a request for Your information is a “verifiable request.”
Under California law, a California resident can appoint an “authorized agent” to make certain verifiable requests on their behalf, such as the right to know what information We collect about the consumer or to request deletion of the consumer’s information. Because the security and privacy of Your information is paramount, We will ask that You identify and provide permission in writing for such persons to act as Your authorized agent and exercise Your applicable rights under California law in such situations. This may require Us to contact You directly and alert You that an individual has claimed to be Your agent and is attempting to access or delete Your information. We will also independently verify Your identity to ensure that an unauthorized person is not attempting to impersonate You and exercise Your rights without authorization.
We will not share Your information or honor any other requests in those situations where You cannot or do not grant permission in writing for an identified authorized agent to act on Your behalf, or where We cannot independently verify Your identity.
- THIRD-PARTY LINKS
The Services may contain links to websites not owned or controlled by My Birthday Bonus. My Birthday Bonus does not necessarily review or endorse the content of these linked websites. You should review the terms of service and privacy policies of all websites You visit.
My Birthday Bonus uses commercially reasonable efforts to protect the information We collect on the Services and to maintain the quality and integrity of this data. Your Personal Identification Information is maintained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems. We implement a variety of security measures when a User places an order enters, submits, or accesses their information to maintain the safety of Your Personal Identification Information. To achieve information security and quality, We implement appropriate measures and processes, such as using encryption to the extent We transmit certain sensitive information.
Please be aware that, although We endeavor to provide reasonable security for information in our possession and control, no security system can prevent all potential security breaches, and We bear no liability for uses or disclosures of personal data or non-personal data due to no fault of ours including, but not limited to, errors in transmission and unauthorized acts of our staff and/or third parties or any unauthorized access to Your My Birthday Bonus Account due to third parties collection of Your username and password from You. No security system can be guaranteed to be 100% effective. Accordingly, We cannot and do not guarantee the security of Your personal information and cannot assume liability for improper access to it.
My Birthday Bonus will keep information that We collect from You for as long as We have a relationship with You. Once our relationship with You has come to an end, My Birthday Bonus reserves the right to retain Your information for a period of time that enables Us to: a. maintain business records for analysis and/or audit purposes, b. comply with record retention requirements under the law, c. defend or bring any existing or potential legal claims, d. deal with any complaints regarding the services, e. enforce our contractual obligations, and f. respond to any inquiries from a law enforcement agency.
You are responsible for restricting access to Your computer or mobile device through which You access the Website, Application and Services. Users of public or shared computers or unprotected mobile devices should log out at the completion of each visit to our Website, Application and Services. By using the Website, Application and Services, or providing personal information to Us through any means, You agree that We can communicate with You electronically regarding security, privacy, and administrative issues relating to Your use of the Website, Application and Services.
XII. DATA RETENTION
My Birthday Bonus may retain the personal and non-personal information or other collected data, individually or in the aggregate, as described above, after You delete Your account or have ceased using the Website, Application or Services. However, My Birthday Bonus does not guarantee that any information will continue to be available after such deletion or cessation.
XIII. VIEWING AND UPDATING INFORMATION
You are responsible for updating and maintaining the accuracy of Your personal information that You provide to or through the Services. If You believe You have submitted inaccurate information through the Website, Application or Services, and would like My Birthday Bonus to change such information, please contact My Birthday Bonus at the address below.
XIV. INDEMNIFICATION/RIGHT TO A DEFENSE
In such a case, the Indemnified Party or Indemnified Parties will provide You with written notice of such claim, suit or action, directly such notice to the email address or physical address in My Birthday Bonus records for You. You are solely responsible for making sure that Your contact information is current.
You shall cooperate as fully as reasonably required in the defense of any claim. The Indemnified Parties reserve the right, at their own expense, to assume the exclusive defense and control of any matter subject to indemnification by You. The Indemnified Parties reserve the right to tender their defense to the Claim(s) to You and You shall be solely responsible for any related defense costs, including, but not limited to, attorneys’ fees and costs.
- LIMITATIONS OF LIABILITY
My Birthday Bonus IS NOT LIABLE TO YOU OR ANYONE ELSE FOR ANY (A) INDIRECT, SPECIAL, PUNITIVE, CONSEQUENTIAL, OR INCIDENTAL DAMAGES, (B) LOSS OF PROFITS, (C) LOSS OF DATA OR INFORMATION, (D) BODILY DAMAGE OR EMOTIONAL DISTRESS, (E) PROPERTY DAMAGE, (F) REPUTATIONAL HARM OR (G) BUSINESS INTERRUPTION, WHETHER BASED ON A CLAIM OR ACTION OF CONTRACT, WARRANTY, NEGLIGENCE, STRICT LIABILITY, OR OTHER TORT, BREACH OF ANY STATUTORY DUTY, INDEMNITY OR CONTRIBUTION, OR OTHERWISE, EVEN IF My Birthday Bonus HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE LIMITATIONS OR EXCLUSIONS IN THIS PARAGRAPH APPLY TO YOU TO THE GREATEST EXTENT PERMITTED BY GOVERNING LAW.
XXI. MANDATORY ARBITRATION AND PROHIBITION ON CLASS ACTIONS
CLAIMS MAY BE ARBITRATED ONLY ON AN INDIVIDUAL BASIS. YOU EXPRESSLY WAIVE ANY RIGHT THAT YOU MAY HAVE TO ARBITRATE A CLASS ACTION. IF EITHER PARTY CHOOSES TO ARBITRATE A CLAIM, NEITHER PARTY WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM IN COURT OR TO HAVE A JURY TRIAL ON THAT CLAIM, OR TO PARTICIPATE IN A CLASS ACTION OR REPRESENTATIVE ACTION WITH RESPECT TO SUCH CLAIM.
Informal Efforts to Resolve Dispute. For any dispute with My Birthday Bonus, You agree to first contact My Birthday Bonus and attempt to resolve the dispute with Us informally.
You may obtain copies of the current rules, forms, and instructions for initiating an Arbitration with the AAA by contacting the AAA as follows: on the web at www.adr.org or by writing to AAA at 1633 Broadway, 10th Floor, New York, NY 10019.
Other Claims Subject to Arbitration. In addition to Claims brought by either You, Us or a User of the Website, Application or Services, Claims made by or against Us or anyone acting on Your or our behalf (including anyone with access to Your mobile phone or account with Us, or an employee, agent, representative, affiliated company, predecessor or successor, heir, assignee, or trustee in bankruptcy) shall be subject to Arbitration as described herein.
Exception. You and We agree not to invoke our right to arbitrate any individual Claim You bring in small claims court or an equivalent court so long as the Claim is pending only in that court and remains pending only in that court.
Individual Claims Only. It is the intent of the parties to require all Claims to be submitted to Arbitration on an individual basis only. Claims subject to this Arbitration Clause may not be joined or consolidated in Arbitration with any Claim of any other person or be arbitrated on a class basis, in a representative capacity on behalf of the general public or on behalf of any other person, unless otherwise agreed to by the parties in writing. If a claim is made against Us (which includes Released Parties) and a User, We and the User are one person for purposes of this Arbitration Clause.
Arbitration Fees. If an Arbitration is initiated by either party, who is responsible for payment of any Arbitration deposit or fees will be governed by the then applicable AAA rules, except that if the claim is governed by the AAA’s commercial rules, the parties agree to share equally in the costs of the Arbitration with respect to any AAA deposits, fees and expenses, except that each party shall be responsible for its own attorneys’ fees and costs.
Procedure. A single arbitrator will resolve the Claims. The Arbitrator will be a lawyer with at least ten years’ experience or who is a former or retired judge. The Arbitration shall follow the AAA rules and procedures in effect on the date the Arbitration is filed, except when there is a conflict or inconsistency between the rules and procedures of the Arbitration administrator and this Arbitration provision, in which case this Arbitration provision shall govern.
Location of Arbitration Proceeding. Any in-person Arbitration hearing for a Claim shall take place within the federal judicial district in which the claimant lives or maintains its principal place of business, or at such other reasonably convenient location as agreed by the parties.
Governing Law. This Arbitration provision is made pursuant to a transaction involving interstate commerce, and shall be governed by the Federal Arbitration Act, 9 U.S.C. § 1 et seq. (the “FAA”).
The Arbitrator shall apply applicable substantive law consistent with the FAA and shall honor all claims of privilege and confidentiality recognized at law. All statutes of limitations that would otherwise be applicable shall apply to any Arbitration proceeding.
The Arbitrator shall only be empowered to grant only relief that would be available in court under law or in equity. The Arbitrator shall not be permitted to disregard the applicable law to do equity.
At the request of any party, the arbitrator will provide a written explanation of the basis for the disposition of each claim, including written findings of fact and conclusions of law.
XXII. LIMITATION OF TIME TO FILE CLAIMS
XXIII. ENTIRE AGREEMENT
Propeller Creatives, LLC 220 Jenkins Bridge Rd, Fountain Inn, SC 29644 864-794-6800 [email protected]